Best Credit Card for Flight Booking

All Benefits

  • Earn 4 Reward Points per ₹200 on all purchases (1 Reward Point = ₹1) and 12 Reward Points per ₹200 on flights & hotels
  • 12 international + 12 domestic complimentary airport lounge visits a year with 4 guest visits abroad
  • 4 complimentary golf rounds and 12 golf lessons a year
  • airline point transfer at 2:1

Fees

Joining Fee A welcome gift card worth ₹12,500 from Taj Experiences or a Luxe Gift Card
Free
Lifetime Free
Annual Fee The annual fee is waived if you spend ₹10 lakh or more in a year on your card, as per bank policy
₹14,750
₹12,500 + GST

Eligibility

Age
21-60 years
Salary
₹25K / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (2%): ₹100 → ₹2 ₹1,000 → ₹20 ₹10,000 → ₹200 ₹1,00,000 → ₹2,000
2%
Finance Charges (APR) Finance charges of 3.4% per month 40.8% per annum apply on unpaid outstanding balances until the amount is fully repaid
3.4%
ATM Withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable
2.5%
Reward Redemption No fee is charged when redeeming reward
Not Applicable
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent Payment A surcharge fee of 1% applies on rental transactions
1%
Cheque Payment A fee of ₹500 is levied for cheque return, cheque dishonour, or auto-debit reversal
₹500
Cash Payment A fee of ₹100 is charged for making credit card bill payments in cash at RBL Bank branches
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹500₹0
₹501 - ₹5,000₹500
₹5,001 - ₹10,000₹700
₹10,001 - ₹25,000₹950
₹25,001 - ₹50,000₹1,100
₹50,001+₹1,300

A late payment fee of 12.5% of the total outstanding amount (minimum ₹5, maximum ₹1,300) is levied when the minimum amount due is not paid by the payment due date, as per the card MITC

Reward Exclusions

FuelUtilities BillsInsuranceQuasi CashReal EstateRentalWalletGovernment ServicesCash WithdrawalEMI

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
  • A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

Full charges and terms: Bank MITC / Terms