Best Credit Card for Flight Booking

All Benefits

  • Earn a base 2 IndiGo BluChips per ₹100 on all eligible spends, 3 per ₹100 on grocery & hotel categories, and 7 per ₹100 on IndiGo 6E channels
  • Welcome & renewal vouchers of 5,000 BluChips each on joining annual fee payment) plus a 6E Eats voucher, and four milestone vouchers of 5,000 BluChips each at ₹2 L, ₹5 L, ₹8 L and ₹12 L annual spends (up to 20,000 milestone BluChips a year
  • Complimentary Priority Pass membership with 2 international lounge visits per year and 2 domestic airport lounge visits per quarter on ₹50,000 spend in the preceding 3 months
  • Dining Delights dining programme, BookMyShow movie BOGO max ₹250 month

Fees

Joining Fee Voucher worth 5,000 IndiGo BluChips plus one complimentary 6E Eats voucher, credited to the IndiGo BluChip account within 30 days of joining-fee payment valid 6 months
₹5,900
₹5,000 + GST
Annual Fee Not Applicable
₹5,900
₹5,000 + GST

Eligibility

Age
18-70 years
Salary
₹50K / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 2.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (2.5%): ₹100 → ₹2.5 ₹1,000 → ₹25 ₹10,000 → ₹250 ₹1,00,000 → ₹2,500
2.5%
Finance Charges (APR) Finance charges of 3.75% per month 55.55% per annum apply on unpaid outstanding balances until the amount is fully repaid
3.75%
ATM Withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card minimum ₹500, if applicable
2.5%
Reward Redemption No fee is charged by the Bank when redeeming reward points on this card
Not Applicable
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent Payment A surcharge fee of 1% applies on rental transactions
1%
Cheque Payment A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal
2%
Cash Payment A fee of ₹175 is charged for payments made by depositing cash at a bank branch
₹175

Late Payment Charges

Amount dueFee
₹0 - ₹500₹0
₹501 - ₹5000₹500
₹5001 - ₹10000₹750
Above ₹10000₹1200

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Reward Exclusions

Government ServicesInsuranceUtility BillsRentWallets LoadsFuelJewelleryEMIBalance TransferCash Withdrawals

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
  • A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

Full charges and terms: Bank MITC / Terms