Best Credit Card for Flight Booking

All Benefits

  • 0% forex markup on all international transactions
  • Up to 4 Indian airport lounge visits, 4 global airport lounge visits, and 4 railway lounge visits per quarter, subject to minimum monthly spends of ₹20,000
  • Earn 10 Reward Points per ₹150 on eligible incremental spends above ₹20,000 in a statement cycle, and 5 Reward Points per ₹150 up to ₹20,000
  • Annual fee benefit: up to 15,000 Reward Points on spends of ₹15 lakhs or 7,500 Reward Points on spends of ₹8 lakhs in the previous anniversary year
  • Up to 60 Reward Points per ₹150 on hotel bookings and 40 Reward Points per ₹150 on flight bookings via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

Fees

Joining Fee Earn ₹4000 cashback on every ₹1000 transaction done within first 60 days of card issuance
₹7,079
₹5,999 + GST
Annual Fee The annual fee is not waived under any spending conditions.
₹7,079
₹5,999 + GST

Eligibility

Age
21-60 years
Salary
₹2.08L / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 0% Forex Markup on International Transactions
0%
Finance Charges (APR) Finance charges of 0.75% per month apply on unpaid outstanding balances until the amount is fully repaid.
0.75%
ATM Withdrawal A ₹199 fee is charged per domestic cash withdrawal, with 0% interest until the due date (up to 45 days).
₹199
Reward Redemption A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.
₹99
Railway Surcharge 1% fee beyond ₹25,000 Passenger Railway spends per statement cycle; platform charges extra.
1%
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment No cheque payment fee is charged
N/A
Cash Payment N/A
N/A

Late Payment Charges

Amount dueFee
₹0 - ₹100₹0 - ₹100
₹500₹500
₹5000₹5000
₹8000₹8000
₹10,000₹10,000
₹10,000 & above₹10,000 & above

Late payment charges are 15% of the Total Amount Due from the previous statement, minus any payments received before the due date (minimum ₹100, maximum ₹1,300).

Reward Exclusions

Fuel SpendsEMI transactionsPurchases converted to EMI post factoWallet loading transactionsPurchase of Jewelry itemsCash advancesPayment of outstanding balancesPayment of card fees and other card chargesRental PaymentsGovernment servicesInsurance servicesEducation servicesUtility Spends that are not done on Airtel Thanks platform

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
  • A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards