Best Credit Card for Flight Booking

All Benefits

  • Earn 6% myCash on MakeMyTrip hotel bookings and 3% on flights — over and above regular MMT coupons and discounts, with 1 myCash = ₹1 and no expiry
  • Get 8 domestic and 1 international airport lounge access per year with no minimum spend required.
  • Enjoy 0% effective forex cost on international transactions with 1% myCash offsetting the 0.99% markup across 200+ countries.

Fees

Joining Fee MMT voucher worth ₹1,000, MMTBLACK Gold membership for the first year, and MMT voucher worth ₹1,000 on payment of annual fee.
₹1,179
₹999 + GST
Annual Fee The annual fee is waived if you spend ₹299900 or more in a year on your card, as per bank policy.
₹1,179
₹999 + GST

Eligibility

Age
21-65 years
Salary
₹20K / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 0.99% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
0.99%
Finance Charges (APR) 3.50% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases.
3.50%
ATM Withdrawal 2.50% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500.
2.50%
Reward Redemption A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.
₹99
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.
1.80%
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment Not Applicable
Not Applicable
Cash Payment A fee of ₹100 is charged for payments made by depositing cash at a bank branch or ATM.
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹100₹0
₹101 - ₹500₹100
₹501 - ₹5,000₹500
₹5,001 - ₹10,000₹750
Above ₹10,000₹1,200

Late payment charges apply if the Minimum Amount Due (MAD) is not paid by the due date. Charges are based on the total outstanding amount as per the slab structure above.

Reward Exclusions

Cash AdvancesATM Cash WithdrawalsEMI SpendsBank Charges & FeesLate Payment FeesFinancial ChargesInterest ChargesRent Payment

Terms & Conditions

  • ...rewards
  • Welcome benefit is applicable only on spends within 30 days of card issuance

Full charges and terms: Bank MITC / Terms