Best Credit Card for Flight Booking

All Benefits

  • Earn 2.5 6E Rewards per ₹100 spent on flight bookings via IndiGo App or Website
  • Earn 2 6E Rewards per ₹100 spent on Grocery, Dining & Entertainment, capped at 100 6E Rewards per month
  • Earn 1 6E Reward per ₹100 spent on all other eligible spends, redeemable on IndiGo flight bookings and 6E Add-ons where 1 6E Reward = ₹1
  • Enjoy exclusive dining privileges at premium restaurants across top cities via the Good Food Trail Dining program
  • Save ₹150 per person on IndiGo booking convenience fee on every ticket booked using this card

Fees

Joining Fee Complimentary flight ticket worth ₹1500
₹590
₹500 + GST
Annual Fee The annual fee is not waived under any spending conditions.
₹590
₹500 + GST

Eligibility

Age
21-60 years
Salary
₹50K / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR) 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42%
3.50%
ATM Withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).
2.50%
Reward Redemption No fee is charged when redeeming reward points on this card.
Not Applicable
Railway Surcharge 1% of the transaction amount + GST will be charged on Railway Ticket Purchases
1%
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment For Cheque value upto ₹5,000 - ₹25 and for above ₹5,000 - ₹50
₹50
Cash Payment ₹100+ taxes will be charged for all payments done via Cash
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹100NIL
₹101 - ₹500₹100
₹501 - ₹1000₹500
₹1001 - ₹5000₹600
₹5001 - ₹10000₹750
₹10001 - ₹25000₹900
₹25001 - ₹50000₹1100
Above ₹50000₹1300

No Rewards On

Rent PaymentFuel SpendsEMI SpendsATM Cash WithdrawalsEducation SpendsGovernment-related TransactionsWallet TransactionsBank Charges & FeesGambling TransactionsToll PaymentsSecurityBroker ServicesCharityRailwaysUtility Bill PaymentsBalance TransferFinancial Charges

Excluded Spends

Rent PaymentFuel SpendsEMI SpendsATM Cash WithdrawalsEducation SpendsGovernment-related TransactionsWallet LoadsBank Charges & FeesGambling TransactionsToll PaymentsSecurityBroker ServicesCharityRailwaysUtility Bill PaymentsBalance TransferFinancial Charges

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
  • A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

Full charges and terms: Bank MITC / Terms