Best Credit Card for Flight Booking

All Benefits

  • Get 2 complimentary domestic airport lounge visits per calendar quarter after spending ₹50,000 in the previous 3 months
  • Get 12,500 EDGE REWARD Points as activation benefit on payment of joining fee and 1st transaction within 30 days
  • Earn 10 EDGE Reward Points on every ₹200 spent domestically & internationally
  • Get 10,000 EDGE Reward Points (worth ₹2,000) on spending ₹2,50,000 in a card anniversary year
  • Get flat 25% off on domestic hotel bookings via Yatra, up to ₹7,500 (minimum booking ₹5,000; once per card per month; valid till 30 June 2026)

Fees

Joining Fee The Activation benefit of 12500 EDGE Reward Points will not be applicable during the FYF offer period
Free
Lifetime Free
Annual Fee The annual fee is waived if you spend ₹5 lakh or more in a year on your card, as per bank policy.
Free
Lifetime Free

Eligibility

Age
21-70 years
Salary
₹50K / Month
Credit Score
750+

Bank Fee Structure

Forex Markup 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR) Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.75%
ATM Withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).
2.50%
Reward Redemption Reward points can be redeemed through the Axis EDGE Rewards portal and redemption fees are generally waived for Privilege Credit Card holders as per bank terms
₹99
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.
As prescribed by IRCTC / Indian Railways
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment A fee of 2% of the payment amount (subject to a minimum of ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal.
2%
Cash Payment Cash payments made at Axis Bank branches attract a fee of ₹100 per transaction as per bank terms
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹500₹0
₹501 - ₹5,000₹500
₹5,001 - ₹10,000₹750
₹10,000 and above₹1200

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

No Rewards On

Rent PaymentFuel SpendsInsurance PaymentsEMI SpendsCash AdvancesATM Cash WithdrawalsJewellery PurchasesEducation Spends

Excluded Spends

Rent PaymentFuelInsuranceEMI TransactionsCash withdrawalsJewellerySchool & Educational ServicesGovernment TransactionsWallet LoadsFees & Charges

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility
  • Please review the features of the card offered before submitting your application
  • A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card and become eligible for reward points

Full charges and terms: Bank MITC / Terms