Best Credit Card for Flight Booking

All Benefits

  • 5000 EDGE Miles credited on the first transaction greater than or equal to ₹1000 within 30 days of card issuance.
  • 1500 EDGE Miles credited upon card anniversary each year.
  • 5 EDGE Miles for every ₹100 spent on Axis Bank Travel EDGE portal and airline bookings.
  • 2 complimentary international lounge accesses per calendar quarter.
  • 6-8 complimentary lounge visits per calendar quarter, depending on card type (Mastercard® or Visa).
  • Discounts and benefits at top restaurants across India under the Dining Delights Program.
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5000, capped at ₹400 per statement month.
  • Lost card liability cover up to ₹10 lakh for fraudulent transactions.
  • Special offers every Wednesday for additional savings and perks.

Fees

Joining Fee The joining fee is not offset by any bonus or credit.
₹3,540
₹3,000 + GST
Annual Fee The annual fee is not waived under any spending conditions.
₹3,540
₹3,000 + GST

Eligibility

Age
18-70 years
Salary
₹50K / Month
Credit Score
720+

Bank Fee Structure

Forex Markup 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR) 3.75% monthly interest charge (55.55% annually) applicable on outstanding balances
3.75%
ATM Withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).
2.50%
Reward Redemption No fee is charged when redeeming reward points on this card.
Not Applicable
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.
1.80%
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment A fee of ₹100 is charged for payments made through cheque
₹100
Cash Payment ₹100 fee applicable on cash payments made at bank branches
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹500₹0
₹501 - ₹750₹500
₹5001 - ₹1200₹750
₹1200 - ₹10000₹1200

Additional ₹100 for non-payment of MAD for 2 cycles (applicable every cycle until cleared)

No Rewards On

TransportationTollsUtilitiesTelecomInsuranceEducational InstitutionsGovt. InstitutionsWalletRentFuel

Excluded Spends

Exclude fuelinsuranceand utility spend waivers

Terms & Conditions

  • The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application.

Full charges and terms: Bank MITC / Terms