Earn 5 EDGE Miles per ₹100 on eligible travel spends via Axis Bank Travel EDGE portal, direct airline and direct hotel bookings up to ₹2,00,000 per month; earn 2 EDGE Miles per ₹100 thereafter
Earn 2 EDGE Miles per ₹100 on all other eligible domestic and international transactions (from 20 April 2024 onwards
Milestone Benefits: – ₹3 lakh annual spend: 2,500 EDGE Miles – ₹7.5 lakh annual spend: Additional 2,500 EDGE Miles – ₹15 lakh annual spend: Additional 5,000 EDGE Miles
Annual Fee Rewards (on payment of ₹5,000 + GST): – Silver Tier: N/A – Gold Tier: 2,500 EDGE Miles – Platinum Tier: 5,000 EDGE Miles
Fees
Joining Fee2,500 EDGE Miles on first transaction (within 37 days) help offset the joining fee.
₹5,900
₹5,000 + GST
Annual FeeThe annual fee of ₹5,000 + GST is non-waivable and will be charged every year.
₹5,900
₹5,000 + GST
Eligibility
Age
18-70 years
Salary
₹1L / Month
Credit Score
750+
Bank Fee Structure
Forex Markup3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500
3.50%
Finance Charges (APR)Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.75%
ATM Withdrawal2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).
2.50%
Reward RedemptionA reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request.
₹99
Railway SurchargeA railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.
1.80%
Rent Payment1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque PaymentA fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal
2%
Cash Payment₹175 cash payment fee per deposit
₹175
Late Payment Charges
Amount due
Fee
₹0 - ₹500
₹0
₹501 - ₹5,000
₹500
₹5,001 - ₹10,000
₹750
Above ₹10,000
₹1,200
Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared
Reward Exclusions
Rent paymentFuelInsuranceEMI TransactionsCash WithdrawalsJewellerySchool & Educational ServicesGovernment related transactionsWallet transactionsLoad moneyFeesGST chargesAll ReversalsGamblingTollsSecurity Broker ServicesCharityRailwaysUtility Bill PaymentsBalance TransferFinancial Charges
Terms & Conditions
The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards
